Affordable Pricing
Flood Cover Options
Floods are the nation’s most common natural disaster. Flood damage is rarely covered under homeowners or renters policies. Looking to protect your home or business against damage or losses due to flooding?
We can help you purchase a flood insurance policy to cover your home and personal property assets or just cover your personal property. If you are a homeowner or renter buying a flood insurance policy is a wise choice. For a usually small annual cost flood insurance covers what your homeowners or renters policy will not cover when a flooding event impact your life.
Call 888.274.1145 or click below to sign today for your personal customized quote.
Rate Options Vary
The amount paid for flood insurance varies from property to property in the same region even sometimes in the block based upon various factors. Our guide to Understanding Cost helps in understanding rating factors. The rates below are for examples only. Please call or click for your personalized flood quote.
Preferred
$516Annual
Low Risk Areas
- $250,000 Building Coverage
- $100,000 Personal Property
- $1,250 Deductible
- Flood Zones X, B & C
Preferred
$346Annual
Low Risk Areas
- No Building Coverage
- $100,000 Personal Property Only
- $1,000 Deductible
- Flood Zones X, B & C
Stanard
$975Annual
High Risk Areas
- $250,000 Building Coverage
- $100,000 Personal Property
- $1,250 Deductible
- Flood Zones A, AE & V
Stanard
$725Annual
High Risk Areas
- No Building Coverage
- $100,000 Personal Property Only
- $1,500 Deductible
- Flood Zones A, AE & V
The amount paid for flood insurance is calculated based on factors such as:
- Year of building construction
- Building occupancy
- Number of floors
- Location of its contents
- Flood risk (e.g., its flood zone)
- Location of the lowest floor in relation to the Base Flood Elevation on the flood map
- Property flood history
- Deductible and amount of building and contents coverage